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NFL · week 2 · Sun, Sep 20 · grass · FINAL Seattle Seahawks 31, Arizona Cardinals 7

Seattle Seahawks at Arizona Cardinals. Pick: Arizona Cardinals +4.5. Pick: Under 41.5.

The call

Pick Spread free LOSS
Arizona Cardinals +4.5
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked +4.5 · closed +3.5
taken Tue 9:31am ET
free pick, released Sun 9:06am ET
Called under the rule in force that week.
Pick Total WIN
Under 41.5
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked 41.5 · closed 40.5
Called under the rule in force that week.

The panelists

Ace backs this call
The fox
SpreadArizona Cardinals +4.5
TotalUnder 41.5
Read Ace's full case

Spread.Edge Labs makes Seattle -5.2, only 0.7 points beyond this market, but its Darnold assumption misses the most consequential news. Seattle reports a glute injury with no firm return timeline; Lock is the likely replacement if Darnold cannot play. My judgmental fair line is approximately Seattle -3 assuming Lock starts, rather than a mechanically recalibrated model output. Arizona's 26-14 opening win under Mike LaFleur supports reassessing its preseason weakness, although one result cannot establish a turnaround. Much is already priced: the dossier's early Seattle -9.5/-10 quotations preceded the latest quarterback information, so that entire move is not fresh betting evidence. Seattle's defensive quality, four extra rest days and Lock's productive relief appearance argue against excessive enthusiasm for Arizona. Nevertheless, +4.5 protects a field-goal or four-point defeat. I prefer the home points, with conviction limited by Darnold's unresolved availability and Arizona's unconfirmed Week 2 injury statuses. Sources and dates supporting these inputs follow.

Total.The bias-corrected model total is 45.3, still 3.8 above market: the over deserves consideration. Lock completed 16 of 22 passes for 187 yards and a touchdown, Arizona scored 26 in its opener, and an expected closed roof should support offensive execution. Secondary availability remains another over risk. The under case is Darnold's uncertain availability, Fleury's reported run-first approach and Seattle's defense, which held New England to 10 points and 277 yards. I infer a conservative Seattle plan, but cannot verify a current pace statistic. My subjective total is around 40 with Lock starting. Under is therefore a small lean, sensitive to quarterback news, rather than the strong position that blindly fading the model might suggest.

Where our number looks wrong.The projected healthy-Darnold baseline and zero QB-disruption layer are materially stale. Seattle also changed offensive coordinators to Brian Fleury despite retaining its head coach. The total's 46.5 becomes 45.3 after the stipulated 1.2-point bias correction, before accounting for quarterback uncertainty. Neither model has demonstrated an edge that justifies overriding those omissions. The injury scan contains Week 1 statuses, not current availability. Also audit the spread sign metadata: raw_margin_home -2.5 and calibrated home +5.2 point in opposite directions under the stated convention.

Stack backs this call
The bull
SpreadArizona Cardinals +4.5
TotalUnder 41.5
Read Stack's full case

Spread.The headline our number never saw: Sam Darnold (glute) is ruled OUT, and Drew Lock (10-18 career) starts for Seattle (Field Gulls/Arizona Sports, 9/13-9/14). Our rating projects Darnold and lands Seattle -5.2 vs a market ~-4.3; strip the QB out and our own number should fall well below the market, which flips this toward the points. At 4.5 you get a home division dog, off an upset road win at the Chargers, laying the QB downgrade back onto a road team on its backup. Seattle's elite defense (17.2 ppg allowed 2025) keeps this close and is the reason this is a lean, not a hammer, but a field goal plus the hook at home against a Lock-led offense is the better side.

Total.Both offenses are quarterbacked below their season plan: Seattle on Drew Lock in place of Darnold, Arizona on placeholder Jacoby Brissett (28th in QBR 2025). Point that into Seattle's elite defense (17.2 ppg allowed, best def EPA in the dossier at -0.112) and the low-scoring profile is real. The market agrees, dragging the total from a 44.5 open to 41.5 on the Darnold news. Our totals model screams Over 46.5, but it still assumes Darnold, admits it runs ~1.2 pts high and grades worse than the market on holdout, I discount it here. Dome removes any weather swing. The number is already low, so this is a modest lean rather than a strong one; a Lock turnover or a McBride/Love spark could push it over.

Where our number looks wrong.Our -5.2 is built on Sam Darnold at QB. Darnold is OUT and Drew Lock starts; the rating cannot read that and overrates Seattle. Adjusted for the downgrade our number should sit below the market's 4.5, not above it, the model is stale on the single most important fact in this game.

Buck backs this call
The bear
SpreadArizona Cardinals +4.5
TotalUnder 41.5
Read Buck's full case

Spread.Sam Darnold (glute) is out for Seattle; Drew Lock starts, per NFL.com and ArizonaSports (2026-09-14). This is the driver of the pregame line collapse (DraftKings' lookahead had Seattle -10, now -4.5 per Field Gulls and the dossier's 2026-09-15 capture). Our rating model's 5.2-point home-underdog number for Arizona was built on full-season 2025 data with Darnold starting all year; it has no in-week mechanism for a one-game backup-QB swap beyond the season-level qb_returning flag, so it is a step behind this news even before market data is applied. The market itself may not be fully repriced either: Covers.com's own fair-value read (2026-09-15) lists Arizona +3.5, half a point better for Arizona than the +4.5 on the board. Arizona is coming off a real result, a 26-14 upset of the Chargers as 9.5-point dogs, outgaining LA 393-268 with 37+ minutes of possession (NBC Sports/PFN, 2026-09-13/14), and Lock, functional in relief (16/22, 187 yards, TD), is still a clear downgrade on the road in a division game. Take Arizona +4.5.

Total.Market total sits at 41.5, well under our totals model's 46.5 (whose own holdout bias runs about 1.2 points high, so call it ~45.3 fair, still a large gap). That model number predates the Darnold news and only reads QB continuity in aggregate, not the specific downgrade to Drew Lock in a road division game. Seattle's defense allowed the league's fewest points per game in 2025 (17.2) and returns under Mike Macdonald; Arizona's defense, poor in 2025, showed real signs of life in Week 1 (a blocked punt, sacks on Herbert, 14 points allowed to a playoff-caliber Chargers team). Seattle's own Week 1 with Lock playing extensively finished 13-10. Division game, backup QB, two improving defenses: take Under 41.5.

Where our number looks wrong.The rating has no in-week injury feed for a starting-QB change; it is still pricing Seattle with Darnold's full 2025 production baked in via the season-level qb_returning flag, so its 5.2-point home-underdog number for Arizona is a step behind the news the market has already partly absorbed.

The call, written up

On the spread

The headline our number never saw: Sam Darnold (glute) is out for Seattle and Drew Lock (10-18 career) starts. Our rating projects Darnold and lands Seattle -5.2, so strip the quarterback out and our own number should fall below the market, flipping this to the points. The sharp market already knows, dragging a lookahead of Seattle -10 down to -4.5. Arizona won at the Chargers in Week 1 as a road dog. All three take the Cardinals and rank them. Take Arizona +4.5, a home division dog against a backup.

On the total

Take under 41.5. Both offenses are quarterbacked below plan, Seattle on Lock and Arizona on placeholder Brissett, pointed into Seattle's elite defense. The market dragged the total from a 44.5 open to 41.5 on the Darnold news; all three landed under and ranked it. Under 41.5.

How to read this page

The calls come first on this page: the spread and the total, each a Pick or a Lean, then Ace, Stack and Buck one by one. The market's number, our number and the gap between them sit further down as MODEL CONTEXT: that is the input our analyst panel argued from, not a call of its own.

Line movement · market

Where the spread and the total opened, where they sit now, and how far each has moved since our first capture open with membership. Membership

Model context

The numbers the panel argued from. Our models price a game, the panel makes the call, and the calls above are the call. Nothing in this block is a call. Where the panel's written case cites a raw number of its own, the calibrated number is the one printed here.

Market line
Seattle Seahawks -3.5
DraftKings
Our model number
Seattle Seahawks by 11.9
the calibrated EL NFL Rating number
Spread gap
8.4 points
the distance between our model number and the market, on the Seattle Seahawks -3.5 side. Context for the panel, not a call of its own.
Market total
41.1
market total at the model run, Sep 21, 1:30 PM ET
Our total
46.5
EL NFL Totals
Total gap
+5.4
the distance between our model total and the market total. Context for the panel, not a call of its own.

The totals number is a registered candidate that loses to the closing total: across 1,087 held out games it missed the combined score by 10.46 points on average and the closing total missed by 10.189, ahead of us in all 4 of those seasons, so it never posts to the board and never enters the record on its own.

The write-up

The case

The headline our number never saw: Sam Darnold (glute) is out for Seattle and Drew Lock (10-18 career) starts. Our rating projects Darnold and lands Seattle -5.2, so strip the quarterback out and our own number should fall below the market, flipping this to the points. The sharp market already knows, dragging a lookahead of Seattle -10 down to -4.5. Arizona won at the Chargers in Week 1 as a road dog. All three take the Cardinals and rank them. Take Arizona +4.5, a home division dog against a backup.

The total: Under 41.5 (Pick)

Take under 41.5. Both offenses are quarterbacked below plan, Seattle on Lock and Arizona on placeholder Brissett, pointed into Seattle's elite defense. The market dragged the total from a 44.5 open to 41.5 on the Darnold news; all three landed under and ranked it. Under 41.5.

written before kickoff, frozen at kickoff

Trends and splits

Descriptive context, every line with the games it counts. Filters like these did not hold up as predictors in our testing, so none of this feeds a call and none of it is a reason a pick wins. Situational splits look back 3 seasons and need at least 8 decided games to be shown at all. Records against the number and on the total are graded at each game's closing line, the last quote before kickoff at DraftKings, FanDuel and BetMGM. A game we have no capture for is graded at the number the league data carries.

Seattle Seahawks
  • covered 2 of their last 5, 1 push (n=5, 2025 to 2026)
  • the total went over in 1 of their last 5 (n=5, 2025 to 2026)
  • won 8 straight
  • 10-0 straight up in road favored games (n=10, 2024 to 2025)
Arizona Cardinals
  • covered 1 of their last 5 (n=5, 2025 to 2026)
  • the total went over in 2 of their last 5 (n=5, 2025 to 2026)
  • the total is 7-1 to the over in favored grass games (n=8, 2024 to 2025)
Over and under splits
Seattle Seahawks
  • the total went over in 4 of their last 10 (n=10, 2025 to 2026)
  • the total is 10-4 to the over in favored turf games (n=14, 2024 to 2026)
Arizona Cardinals
  • the total went over in 6 of their last 10 (n=10, 2025 to 2026)
  • the total is 10-3 to the over at home after a straight up loss (n=13, 2024 to 2025)
Every split we can compute on this game
Seattle Seahawks
  • won 5 of their last 5 (n=5, 2025 to 2026)
  • covered 2 of their last 5, 1 push (n=5, 2025 to 2026)
  • the total went over in 1 of their last 5 (n=5, 2025 to 2026)
  • won 9 of their last 10 (n=10, 2025 to 2026)
  • covered 6 of their last 10, 1 push (n=10, 2025 to 2026)
  • the total went over in 4 of their last 10 (n=10, 2025 to 2026)
  • won 8 straight
  • the total has gone under in their last 3 games
  • 10-0 straight up in road favored games (n=10, 2024 to 2025)
  • 10-0 straight up in road grass games (n=10, 2024 to 2025)
  • 10-0 straight up in road outdoor games (n=10, 2024 to 2025)
  • 10-0 straight up on grass (n=10, 2024 to 2025)
  • 8-0 straight up in outdoor grass games (n=8, 2024 to 2025)
  • 11-1 straight up in road day games (n=12, 2024 to 2025)
  • 19-2 straight up as a favorite (n=21, 2024 to 2026)
  • 16-2 straight up in favored outdoor games (n=18, 2024 to 2026)
  • 15-2 straight up on the road (n=17, 2024 to 2025)
  • 12-2 straight up in favored day games (n=14, 2024 to 2025)
  • 12-2 straight up in favored turf games (n=14, 2024 to 2026)
  • 9-2 straight up in home favored games (n=11, 2024 to 2026)
  • 8-2 against the number in road grass games (n=10, 2024 to 2025)
  • 8-2 against the number on grass (n=10, 2024 to 2025)
  • 9-3 against the number in road day games (n=12, 2024 to 2025)
  • 6-2 against the number in outdoor grass games (n=8, 2024 to 2025)
  • 6-2 straight up in outdoor night games (n=8, 2024 to 2026)
Arizona Cardinals
  • won 1 of their last 5 (n=5, 2025 to 2026)
  • covered 1 of their last 5 (n=5, 2025 to 2026)
  • the total went over in 2 of their last 5 (n=5, 2025 to 2026)
  • won 1 of their last 10 (n=10, 2025 to 2026)
  • covered 2 of their last 10 (n=10, 2025 to 2026)
  • the total went over in 6 of their last 10 (n=10, 2025 to 2026)
  • the total is 7-1 to the over in favored grass games (n=8, 2024 to 2025)
  • 2-8 straight up in day turf games (n=10, 2024 to 2026)
  • 2-8 straight up in outdoor day games (n=10, 2024 to 2025)
  • 2-8 straight up in road outdoor games (n=10, 2024 to 2025)
  • 2-8 straight up in underdog turf games (n=10, 2024 to 2026)
  • 2-8 straight up outdoors (n=10, 2024 to 2025)
  • 2-7 straight up in underdog divisional games (n=9, 2024 to 2025)
  • 2-7 straight up on turf after a straight up loss (n=9, 2024 to 2026)
  • the total is 10-3 to the over at home after a straight up loss (n=13, 2024 to 2025)
  • 5-16 straight up in underdog day games (n=21, 2024 to 2026)
  • 5-15 straight up in day games after a straight up loss (n=20, 2024 to 2026)
  • 4-12 straight up in road day games (n=16, 2024 to 2026)
  • 3-9 straight up in divisional games (n=12, 2024 to 2025)
  • 3-9 straight up in road turf games (n=12, 2024 to 2026)
  • 3-9 straight up on turf (n=12, 2024 to 2026)
  • the total is 6-2 to the over in favored indoor games (n=8, 2024 to 2025)
  • 2-6 straight up in indoor divisional games (n=8, 2024 to 2025)
  • the total is 6-2 to the over in indoor divisional games (n=8, 2024 to 2025)
  • 6-2 against the number in indoor turf games (n=8, 2024 to 2026)
The context, and where the numbers come from

The context we can hand you free

Rest. Arizona Cardinals 7 days · Seattle Seahawks 11 days Rest comes straight from the schedule. Be careful reading it as an edge: we tested rest as an input to our number and it made out of sample error worse, so it is context, not a signal.

Venue. Roof and surface on file: grass. Neither roof nor surface is an input to our number. They are here because you asked what the game looks like, not because we priced them.

The two numbers underneath

TeamEL NFL RatingSide
Seattle Seahawks 4.89 Away
Arizona Cardinals -4.22 Home

The rating is points versus a league average opponent on a neutral field. Our number includes about 2 points of home field. It is a margin model, not a proven spread beater. Full board: the NFL power ratings.

Where the numbers come from. Schedules and finals come from the league data we load each night. Lines are the latest capture at DraftKings, FanDuel or BetMGM, with the book named beside every number. Every Pick locks when it posts and grades at that number on the public record. Our number is context; the panel makes the call. Research, never a guarantee. 21+.