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CFB · Week 5 · Sat, Oct 3 · 12:00 PM ET · Memorial Stadium · FINAL Middle Tennessee 0, Kansas 55

Middle Tennessee at Kansas. Pick: Middle Tennessee +19.5. Lean: Under 50.

The call

Pick Spread LOSS
Middle Tennessee +19.5
-114 · FanDuel
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked Tue 5:19pm ET
locked +19.5 · closed +21
Middle Tennessee 0, Kansas 55
Lean L Total
Under 50
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked 50 · closed 51.5

The panelists

Ace backs this call
The fox
SpreadMiddle Tennessee +19.5
TotalUnder 50
Play toMiddle Tennessee +19.5
Play toUnder 50
Keys to the game
  • Leipold said Willis underwent surgery and Kansas has three scholarship running backs out for the season or an indefinite period.
  • Kansas listed Marshall, Edwards and its defensive production, and listed Gagliano and Martin’s season output.
  • Middle Tennessee allowed 517 total yards and 276 rushing yards at Jacksonville State.
What beats it

On the spread. Kansas’ bye and superior defensive front could expose MTSU’s 108th ranked total offense, while Jacksonville State’s 276 rushing yards suggest the Blue Raiders may not hold up long enough for the points to matter.

On the total. Kansas generated 414 yards against Arizona State, and Gagliano has eight touchdown passes through four games, so efficient early drives or defensive scores can overcome the lower total.

Read Ace's full case

Spread.Market first: Kansas owns the talent and venue edge, gets a bye after the London trip, and Middle Tennessee just surrendered 517 yards and 276 rushing yards at Jacksonville State. That is the strongest case for a number near three touchdowns. The market has already reacted toward the Blue Raiders, from 20 to 21 at open to 18.5 at most captured books, so the obvious dog case is partly priced. I still lean Middle Tennessee only at FanDuel’s 19.5. Kansas has lost three scholarship running backs for the season or an indefinite period, leaving Dylan Edwards to carry more work, while MTSU brings a functioning run game and experienced quarterback. Kansas can win comfortably, but its thin backfield and MTSU’s ability to sustain offense make 19.5 preferable to 18.5. This remains a pass because the relevant news has moved the market and MTSU’s run defense was badly exposed last week.

Total.Market first: the total fell from 50.5 to 52.5 at open to 49.5 at four captured books, which most plausibly reflects skepticism of Middle Tennessee’s offense against Kansas and a lower scoring game script after the Blue Raiders managed 13 points at Jacksonville State. Kansas allows 281 yards per game and held Arizona State to 228 yards, while MTSU ranks 108th in total offense. Kansas’ depleted backfield can reduce offensive depth and create a slower approach. The counterweight is MTSU’s reliable quarterback, explosive scoring contributions, and Kansas gaining 414 yards against Arizona State. Since the market already made the move and the weather is benign, this is a pass rather than a bet.

Where our number looks wrong.The 10.3 point model number is too favorable to Middle Tennessee if it is treating the Blue Raiders’ early results as portable. Their wins came against Murray State and Nevada, and Jacksonville State gained 517 yards against them. The model also cannot price Kansas’ current running back depletion or the benefit of the bye after international travel.

More key facts
  • Kansas reported 281 yards allowed per game, 166 passing yards allowed per game, and 228 Arizona State yards in its prior game.
  • Middle Tennessee scored 13 points and produced 319 yards at Jacksonville State.
Stack backs this call
The bull
SpreadMiddle Tennessee +19.5
TotalUnder 50
Play toMiddle Tennessee +18.5
Play toUnder 49.5
Keys to the game
  • Leipold: Yasin Willis had surgery, return this season up in the air and leaning doubtful; three scholarship RBs out for the season; Cummings-Coleman moved to RB; Chase Belcher added; Edwards to take a larger workload
  • Cole Ballard progressing but unlikely to be ready this week; Jalen Dupree healthier and available
  • Arizona State 24, Kansas 17 in London: two fumbles, an interception, a 100-yard kickoff return touchdown against Kansas; Willis hurt his right foot
What beats it

On the spread. Kansas is coming off a bye with a much softer opponent than Missouri or Arizona State, beat LIU 51 to 6, and Dylan Edwards is a proven big-play back who can carry a heavier load for one week. MTSU was 3 and 9 last season, has a weak recruiting base, and its two wins came against Murray State and Nevada. A Kansas side motivated to reset before nine straight Big 12 games could win by 24 or more, and 19 point favorites at home against Group of Five sides routinely cover when the talent gap is real.

On the total. Kansas put up 51 on LIU and gets another large talent edge at home after a bye; if Edwards breaks long runs and Marshall hits explosives, Kansas alone can reach the mid 30s, and MTSU's passing game with Gagliano can add 17 or more in garbage time against backups. Mild weather removes any environmental help for the under.

Read Stack's full case

Spread.Market first: Kansas is a Power Four home side with a prior SP+ near 4 against an MTSU prior near minus 16, which on its own supports a number around 20 to 22 with home field. The market opened Kansas 20 to 21 and has already been bet down to 18.5 at four books (19.5 at FanDuel), so some of the MTSU case is priced. Our number of Kansas by 10.3 is well short of that, but the model has shown no spread edge and learns only from margins. The news leans the same way as the model, though: Kansas lost a third scholarship running back for the season when Yasin Willis had foot surgery, is converting a defensive back to running back and signed a Kennesaw State back midseason, and its offense scored 21 and 17 in two Power Four games with Isaiah Marshall completing 17 of 33 in London. MTSU has stayed within two scores in both losses, including 13 to 23 at Jacksonville State, with Roman Gagliano throwing 8 touchdowns against 1 interception. A thinned Kansas run game makes margin creation harder. I lean MTSU at the current number, not enough to bet into a line that has already moved.

Total.Market first: 49.5 reflects a Kansas offense that scored 51 against FCS LIU but only 21 and 17 against Power Four defenses, and an MTSU offense averaging 26 that scored 13 at Jacksonville State. The total has fallen from 50.5 to 52.5 at open to 49.5, so the market has already leaned under. Our totals model says 52, but that is mostly last season's team terms and it cannot see the Kansas backfield losses. The over case is real: Kansas off a bye against a lower-tier defense, Marshall's arm, Gagliano efficient through the air, and mild weather with light wind. The under case: Kansas's run game is down to Edwards plus converted and newly added depth, a favorite with a big lead can bleed clock, and MTSU's defense has allowed 21.3 per game. I hold a slight under lean at 49.5, no bet.

Where our number looks wrong.Kansas by 10.3 is too short for a Power Four home side against a Conference USA team with a far lower talent base; the in-season refit has punished Kansas for close Power Four losses (one in London with a 100-yard return touchdown against) and is still carrying MTSU's respectable one-score results against weaker opposition. A fair number is closer to the high teens than to 10, so the size of the gap overstates any edge. It also does not see the Kansas running back injuries, which happen to point the same direction.

More key facts
  • Jacksonville State 23, MTSU 13; MTSU led 13 to 10 in the third quarter; Gagliano 18 of 28, 216 yards, 2 TD
  • Gagliano has 832 passing yards, 8 TD, 1 INT through four games; Derek Mason criticized CUSA officiating Monday
  • Kickoff 11 a.m. CT Saturday Oct. 3 on ESPNU at Memorial Stadium
  • Kansas RB depth: Willis surgery, three scholarship RBs out, Edwards to carry more
  • Kansas about 287 total yards in the 24 to 17 loss to Arizona State
  • MTSU lost 23 to 13 at Jacksonville State
Buck backs this call
The bear
SpreadMiddle Tennessee +19.5
TotalUnder 50
Play toMiddle Tennessee +18.5
Play toUnder 49.5
Keys to the game
  • Kansas 1-2, Marshall 44 of 82, 5 TD, 3 INT; Middle Tennessee QB Gagliano 832 yards 8 TD 1 INT; game 11am CT on ESPNU
  • Cole Ballard shoulder injury, doubtful vs Blue Raiders, Chase Jenkins primary backup
  • Kansas last nonconference game, transfer WR Nahzae Cox came from Middle Tennessee; no injury info in preview
What beats it

On the spread. Kansas has the far better roster and its defense held ranked opponents under 40 points. Middle Tennessee scored 13 in its last road game and lost by 10 to a Conference USA rival. If Kansas restores its offense against a weaker defense after the open week, a blowout is a normal outcome, and a generic underdog lean on a big number needs incremental evidence that is only partly present.

On the total. A favorite that wins by 20 typically needs 35 or more points itself, and Kansas scored 51 in its one soft matchup. Middle Tennessee's passing game is efficient and could add 20 alone in garbage time. Mild weather removes any environmental support for the under.

Read Buck's full case

Spread.Strongest explanation for the market: Kansas is a Big 12 program at home against a Conference USA team that went 3-9 last year, so a number near three touchdowns is the base expectation, and it has already come down from 20 to 21 at open to 18.5 at most books. Against that, Kansas is 1-2 with losses to Missouri and Arizona State, its first-time starter Isaiah Marshall has completed 44 of 82 passes with three interceptions, and the backup Cole Ballard (shoulder) is doubtful. The running back room is thinned by season-ending injuries to Thurman, Willis and Amachree, and two tight ends and a wideout carry questionable tags. Middle Tennessee's QB Roman Gagliano has eight touchdowns to one interception. A lean on the points at 18.5 is reasonable, but the market has already moved toward the dog and I found no confirmed availability news that beats the price, so this stays a lean.

Total.The total has fallen from 50.5 to 52.5 at open to 49.5 at most books, so the market already prices a weaker Kansas offense. Case for the under: Kansas has scored 21 and 17 against its two power opponents, Marshall completes about 54 percent of his throws, the backfield is depleted, and Middle Tennessee scored only 13 in its latest game. Case for the over: Kansas hung 51 on a lesser opponent, a lopsided game can push the favorite past 40 on its own, and Gagliano's efficient passing gives Middle Tennessee a path to two or three scores. Weather is mild with light wind and does not tilt the number. I lean under at 49.5 without a bet, since the drop already reflects most of the injury news.

More key facts
  • Kansas offense stats and record, 11am CT ESPNU kickoff
  • Ballard doubtful, Jenkins backup

The call, written up

On the spread

Middle Tennessee at Kansas, Kansas -18.5 to -19.5 depending on the book. The market opened Kansas -20 to -21 and has been bet down to -18.5 at three books and -19.5 at FanDuel, so part of the underdog case is already priced. The news points the same way: on September 28 Kansas coach Lance Leipold said three scholarship running backs are out for the season, including Yasin Willis after foot surgery, and Kansas scored 21 and 17 in its two Power Four games. Middle Tennessee quarterback Roman Gagliano has 832 passing yards, eight touchdowns and one interception. Our model makes Kansas only 10.3, 8.4 points shorter than the market, and leans Middle Tennessee, though its gap has shown no proven spread edge. The counter-case: Kansas is off a bye, beat LIU 51 to 6, and Middle Tennessee allowed 517 yards, 276 rushing, in a 23 to 13 loss at Jacksonville State on September 26. Take Middle Tennessee +19.5 at -114 at FanDuel.

On the total

Under 50. Kansas scored 21 and 17 against Missouri and Arizona State, three scholarship running backs are out for the season as of September 28, and Middle Tennessee scored 13 at Jacksonville State. The captured forecast is mild, 62F with a 6.4 mph wind and 5 percent precipitation, so weather gives the under no help. The counter-case: Kansas scored 51 on LIU and Gagliano can add late points.

How to read this page

The calls come first on this page: the spread and the total, each a Pick or a Lean, then Ace, Stack and Buck one by one. The market's number, our number and the gap between them sit further down as MODEL CONTEXT: that is the input our analyst panel argued from, not a call of its own. A Pick is our strongest call and goes on the record. A Lean is which way we lean on a game and is not a pick.The meter shows how strongly the panel backs the call. It is not a probability or a hit rate.

The signals and the market

2 independent signals on this game. The tally per side, every angle with its sample size, and the line movement from open to now open with membership. They are research context, never a pick. Membership

Model context

The numbers the panel argued from. Our models price a game, the panel makes the call, and the calls above are the call. Nothing in this block is a call.

Locked line
Middle Tennessee +19.5 · Kansas -19.5
the spread we locked at, it does not move
Our model number
Kansas by 15.1
the calibrated EL CFB rating number
Spread gap
5.9 points
the distance between our model number and the market. Context for the panel, not a call of its own.
Market total
50.5
market total at the model run, Oct 3, 12:37 PM ET
Our total
52.4
EL CFB Totals
Total gap
+1.9
the distance between our model total and the market total. Context for the panel, not a call of its own.

The totals number is a registered candidate that loses to the closing total: across 2,264 held out games it missed the combined score by 12.862 points on average and the closing total missed by 12.635, ahead of us in all 3 of those seasons, so it never posts to the board and never enters the record on its own.

The write-up

The case

Middle Tennessee at Kansas, Kansas -18.5 to -19.5 depending on the book. The market opened Kansas -20 to -21 and has been bet down to -18.5 at three books and -19.5 at FanDuel, so part of the underdog case is already priced. The news points the same way: on September 28 Kansas coach Lance Leipold said three scholarship running backs are out for the season, including Yasin Willis after foot surgery, and Kansas scored 21 and 17 in its two Power Four games. Middle Tennessee quarterback Roman Gagliano has 832 passing yards, eight touchdowns and one interception. Our model makes Kansas only 10.3, 8.4 points shorter than the market, and leans Middle Tennessee, though its gap has shown no proven spread edge. The counter-case: Kansas is off a bye, beat LIU 51 to 6, and Middle Tennessee allowed 517 yards, 276 rushing, in a 23 to 13 loss at Jacksonville State on September 26. Take Middle Tennessee +19.5 at -114 at FanDuel.

Recorded price

fanduel: Middle Tennessee +19.5 at -114, verified 2026-09-29T21:19:15.485Z.

The total

Under 50 (Lean). Under 50. Kansas scored 21 and 17 against Missouri and Arizona State, three scholarship running backs are out for the season as of September 28, and Middle Tennessee scored 13 at Jacksonville State. The captured forecast is mild, 62F with a 6.4 mph wind and 5 percent precipitation, so weather gives the under no help. The counter-case: Kansas scored 51 on LIU and Gagliano can add late points.

written before kickoff, frozen at kickoff

Trends and splits

Descriptive context, every line with the games it counts. Filters like these did not hold up as predictors in our testing, so none of this feeds a call and none of it is a reason a pick wins. Situational splits look back 3 seasons and need at least 8 decided games to be shown at all. Records against the number and on the total join these once our closing-line history is restored; the straight-up splits are live now.

Middle Tennessee
  • won 3 of their last 5 (n=5, 2025 to 2026)
  • 1-8 straight up in night divisional games (n=9, 2024 to 2026)
Kansas
  • won 1 of their last 5 (n=5, 2025 to 2026)
  • 2-9 straight up on the road (n=11, 2024 to 2025)
The rest of the splits we can compute on this game
Middle Tennessee
  • won 4 of their last 10 (n=10, 2025 to 2026)
  • 3-10 straight up in divisional games after a straight up loss (n=13, 2024 to 2025)
  • 3-10 straight up on the road (n=13, 2024 to 2026)
  • 4-13 straight up in divisional games (n=17, 2024 to 2026)
  • 4-12 straight up in night games (n=16, 2024 to 2026)
  • 2-6 straight up in home divisional games (n=8, 2024 to 2025)
  • 2-6 straight up in road divisional games (n=8, 2024 to 2026)
  • 2-6 straight up on the road after a straight up loss (n=8, 2024 to 2025)
  • 3-8 straight up in night games after a straight up loss (n=11, 2024 to 2026)
  • 6-14 straight up after a straight up loss (n=20, 2024 to 2026)
  • 4-8 straight up in day games (n=12, 2024 to 2025)
  • 3-6 straight up in day games after a straight up loss (n=9, 2024 to 2025)
  • 5-9 straight up at home (n=14, 2024 to 2026)
  • 4-7 straight up at home after a straight up loss (n=11, 2024 to 2026)
  • 3-5 straight up in day divisional games (n=8, 2024 to 2025)
  • 4-5 straight up in home night games (n=9, 2024 to 2026)
Kansas
  • won 3 of their last 10 (n=10, 2025 to 2026)
  • 2-7 straight up in road divisional games (n=9, 2024 to 2025)
  • 4-10 straight up in day games (n=14, 2024 to 2026)
  • 4-9 straight up in day divisional games (n=13, 2024 to 2026)
  • 3-6 straight up in day games after a straight up loss (n=9, 2024 to 2026)
  • 7-12 straight up in divisional games (n=19, 2024 to 2026)
  • 5-7 straight up in divisional games after a straight up loss (n=12, 2024 to 2026)
  • 5-4 straight up at home (n=9, 2025 to 2026)
  • 7-6 straight up in night games (n=13, 2024 to 2026)
  • 7-8 straight up after a straight up loss (n=15, 2024 to 2026)

Conditions at kickoff

Clear. 64F · wind 5 mph

The ratings underneath, and where the numbers come from

The two numbers underneath

TeamEL ratingConference
Middle Tennessee -10.204 Conference USA
Kansas 0.346 Big 12

Our number includes about 2.5 points of home field. Full board: the power ratings.

Where the numbers come from. Schedules and finals come from the league data we load each night. Lines are the latest capture at DraftKings, FanDuel or BetMGM, with the book named beside every number. Every Pick locks when it posts and grades at that number on the public record. Our number is context; the panel makes the call. Research, never a guarantee. 21+.