UT Martin at Memphis. Our picks: UT Martin +35.5 (medium). Over 56.5 (medium).

Spread. Edge Labs has no spread number because UT Martin is unrated, leaving no model-based edge against a market centered near Memphis -35. I prefer FanDuel’s UT Martin +35.5 to laying -34.5 elsewhere. The 52-7 loss at West Virginia overstates how completely the Skyhawks were dominated: UT Martin gained 318 yards, held the ball 34:44, and entered Mountaineer territory on five of seven first-half possessions. Its offense simply failed to finish drives. Memphis also just conceded 578 yards, including 352 rushing, at Boise State; that matters against a Skyhawks offense built around Tommy Ansley and Chris Franklin. Memphis has sufficient explosiveness to threaten the number, but covering requires something near 49-13, and extreme heat plus second-half substitutions create backdoor risk. The spread showed no meaningful movement in the captured market. Neither school nor Covers reported an injury, suspension, or quarterback-status change this week, but no official availability report exists for this nonconference game, so health cannot be confirmed comprehensively. No trustworthy betting split was available.

Total. Over 56.5 is the better total price and agrees directionally with Edge Labs’ 60.28 projection, although that 3.8-point gap is much smaller than the model’s 12.86-point holdout error. Memphis has explosive scoring paths: Marcus Stokes threw for 384 yards at Boise State, while Hunter Tipton produced 229 receiving yards. UT Martin’s seven points at West Virginia included no offensive touchdown, but its 318 yards and five first-half trips into opposing territory suggest scoring regression is plausible against a Memphis defense that just allowed 578 yards. The under case is real: UT Martin has no passing touchdown, both teams can lean on the run, and a Memphis lead could drain the clock. Still, FanDuel’s move from 55.5 to 56.5 supports the over, and calm, dry weather removes the usual outdoor suppression.

Spread. The market has Memphis -34.5/-35.5, a number that asks a first-year-coach AAC team to blow out an FCS opponent by five touchdowns. Memphis (2-1) has not shown that gear: their best win this year is by 18 (42-24 vs Arkansas State), they won at UNLV by only 6, and they were beaten 38-20 at Boise State in week 3 with a defense allowing 27.7 ppg. Teams that let opponents hang around and give up points are exactly the profile that fails to cover 35. UT Martin is genuinely bad (1-2, blown out 52-7 at West Virginia), so this is a lean, not a stand. But large FCS spreads are noise-prone: garbage-time backdoors, pulled starters and running clocks all help the dog to the number. Our own model has no proven ATS edge and posts no number here because the FCS side is unrated, so it offers no support for laying this many points. I will take the points.

Total. Our totals model leans over by only 3.3 points (60.3 vs ~57), well inside its own 12.86-point out-of-sample error, so it names no side and is effectively noise here. Against a five-touchdown favorite the game script argues down: once Memphis is comfortably ahead they pull starters and bleed clock, and UT Martin's offense managed just 7 points against a real FBS front at West Virginia. Memphis's own games have totaled 48, 66 and 58, clustering mid-50s. Weather is a warm, clear, low-wind evening (about 5 mph), a mild nudge toward offense but not enough to override the blowout-script drag. I will take the under at the higher available number.

Spread. Our own rating has no number here (UT Martin unrated), so this is a market read. The market has moved hard toward Memphis this week: CBS Sports and a 9/13 preview both had Memphis -25/-26, and by 9/17 DraftKings/FanDuel are -34.5/-35.5, a roughly 9-10 point steam move in under a week, unusual for an FCS mismatch that shouldn't be attracting much sharp two-way action. That size of move looks more like public money piling onto a bounce-back favorite than new information. Meanwhile Memphis's defense is the real story: it blew a 17-3 halftime lead at Boise State, was outscored 35-3, and allowed 578 total yards/352 rush yards, not a profile that inspires confidence covering 35+ against a live FCS offense that put up 246 yards and 13 first downs in the first half at West Virginia before that game separated. UT Martin also brings a new starting QB with no verified in-week status. I'll take the growing number rather than fight it with a heavy favorite whose defense just leaked badly.

Total. Our totals model projects 60.28 against a market consensus near 57 (57.5 DraftKings, 56.5 FanDuel), a 3.3-point gap that's well under the model's own 12.86-point out-of-sample error, so it isn't a stated edge on its own. Independent of that, the matchup context leans over: Memphis is scoring 29.7 ppg through three games and just gave up 578 total yards to Boise State, so its defense is not shutting anyone out even against a lesser offense. UT Martin moved the ball reasonably well in the first half at West Virginia (246 yards, 13 first downs) before that game turned into a blowout, and lopsided FCS-vs-FBS games like this one often keep adding points late as both teams' backups play extended snaps. The 96°F kickoff heat is a mild fatigue factor for both defenses late but no rain or wind threat to passing or kicking. I'd rather take the shorter number (56.5) for the over than fight for the extra half point on 57.5.