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CFB · Week 6 · Sat, Oct 10 · 12:00 PM ET · Michie Stadium · FINAL Tulane 17, Army 20

Tulane at Army. Lean: Army -3. Lean: Under 48.5.

The call

Lean P Spread
Army -3
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked Tue 6:45pm ET
locked -3 · closed -5.5
Tulane 17, Army 20
Lean W Total
Under 48.5
Ace backs this callStack backs this callBuck backs this call 2 of 3

The panelists

Ace backs this call
The fox
SpreadArmy -3
TotalUnder 48.5
Play toArmy -3.5
Play toUnder 51.5
Keys to the game
  • Army's Oct. 3 recap records Hellums at 12 of 24 passing for 151 yards and a touchdown, plus 55 rushing yards and a touchdown.
  • Tulane's Sept. 26 recap records 445 total yards for Tulane, 401 for Southern Miss, and 200 rushing yards by Maurice Turner.
  • Action Network listed the opener as Army -6.5 and the current spread as Army -3 on Oct. 6.
What beats it

On the spread. Tulane's open week and explosive rushing game translate against Army, while its defensive problems against Southern Miss prove matchup-specific. A late negative update on Army's skill depth would remove the remaining case for laying the hook.

On the total. Army's possession style suppresses drives and Tulane's inconsistent passing keeps the game below the revised number. The opposing case is that Tulane's rushing explosiveness and Army's recent defensive leakage make the upward move incomplete.

Read Ace's full case

Spread.Market first: the strongest explanation for Army -3 is that early Tulane support has already credited the Green Wave's open week, their rushing breakout against Southern Miss, and Army's narrow loss at Louisiana Tech. The DraftKings spread moved from Army -6.5 to -3, so backing Army now means opposing meaningful early movement rather than discovering an unpriced rating gap. Still, Army's latest official recap confirms Cale Hellums was fully involved as both passer and runner, and Tulane's 24-21 win required a late 74-yard touchdown after Southern Miss gained 401 yards. At the captured FanDuel Army -3.5, the home side is a low-grade lean, not a bet.

Total.Market first: the total's rise from the mid-40s to 48 or 48.5 is best explained by the recent offensive results, especially Army's 60-point game at Louisiana Tech and Tulane's 445-yard performance against Southern Miss. The move has already countered the ordinary Army pace case. Tulane's 200-yard rushing game supplies an over path, while Southern Miss gaining 401 yards against Tulane also weakens an under thesis. This is a genuine coin flip at the captured numbers.

Where our number looks wrong.The model may over-credit Army's 59 to 3 FCS opener and does not capture Tulane's transfer-heavy roster, open week, or current availability. Its Army -6.9 number is context only, not a standalone edge.

More key facts
  • Covers listed the unverified Army and Tulane injury designations shown in the dossier.
  • Tulane's Sept. 26 official recap reports 445 yards for Tulane, 401 for Southern Miss, and a 24-21 final.
  • Army's Oct. 3 official recap reports a 31-29 final at Louisiana Tech.
  • A weather preview published Oct. 5 listed approximately 65F, no rain, and 6 mph wind for Michie Stadium.
Stack backs this call
The bull
SpreadArmy -3
TotalUnder 48.5
Play toArmy -3
Play toUnder 48.5
Keys to the game
  • Louisiana Tech 31, Army 29; Army 421 total yards, Louisiana Tech 503; Hellums TD pass to Poloskey with 1:07 left
  • Army surrendered big plays at Louisiana Tech; Hellums 12 of 24 for 161 yards and an interception; Howard 158 rushing yards
  • Hall did not commit to a starting QB; McClure expected back; Turner cleared; Thompson and Rodgers doubtful
What beats it

On the spread. Tulane had two weeks to prepare for the option and last year beat Army 24-17. Army's defense allowed 503 yards and multiple long touchdowns to a Louisiana Tech offense, and Tulane's run game with Maurice Turner (200 yards vs Southern Miss) and a returning McClure can hit the same chunk plays. A field goal margin at -3 is a common outcome and loses or pushes.

On the total. Army's last two FBS games produced 52 and 60, its defense is giving up explosive plays, and Tulane's backs (Turner, a returning McClure) can break long runs. Clear weather favors both offenses and the steady upward move may reflect informed over money.

Read Stack's full case

Spread.Market first: Army -3 to -3.5 is a home field number between two 2-2 teams, with the market crediting Tulane's 11-3 pedigree and a bye week spent preparing for the option, and docking Army for a defense that allowed 503 yards at Louisiana Tech. DraftKings opened -6.5 but every other book opened -3 to -3.5, so the real move is small. The news tilts mildly toward Army: Tulane has a first-year staff, very low returning production, an offense averaging 18.8 points, and Will Hall would not name a starting quarterback after rotating Semonza, Trace Johnson and Dagan Bruno against Southern Miss. Army's offense moved the ball at Louisiana Tech (421 yards, Samari Howard 158 rushing) and Hellums is starting. Tulane gets Jamauri McClure back, which helps. I lean Army at -3 but not enough to bet into a key number at -114 or worse.

Total.The total has climbed from 44.5 to 47 openers to 47.5 to 48.5 at every book, so the market has already priced the over case: Army's FBS games landed at 52, 38 and 60, and its defense just gave up 31 and 503 yards. The under case: Army's option shortens the game, Tulane's offense is averaging 18.8 points with no settled quarterback, Tulane's games went 20, 52, 51 and 45, and Tulane had a bye to prepare for the option. Weather is clear and mild, so no weather edge either way. After a three to four point move up, the better side of 48.5 is the under, as a lean.

Where our number looks wrong.Our Army -6.9 leans on Tulane's in-season rating, which sank on narrow results against Duke, South Alabama and Southern Miss, and it does not see Tulane's extra week of option preparation or Army's defensive breakdowns at Louisiana Tech. The direction (Army) looks reasonable; the size of the gap looks overstated by two or three points.

More key facts
  • Trace Johnson replaced Kadin Semonza in the fourth quarter of the 24-21 win over Southern Miss
  • Army 2026 results: Bryant W 59-3, USF L 24-28, at Temple W 21-17, at Louisiana Tech L 29-31
  • Tulane 2026 results: at Duke L 3-17, South Alabama W 28-24, at Kansas State L 20-31, Southern Miss W 24-21
  • Turner ran for 200 yards and two TDs in the 24-21 win over Southern Miss; Semonza threw for 129 yards
Buck backs this call
The bear
SpreadArmy -3
TotalUnder 48.5
Play toArmy -3.5
Play toUnder 47.5
Keys to the game
  • Oddsmaker-style projection showed Army by about 4 and 2-2 Tulane results; no injury detail found
  • Search found no recap of Army 29-31 at Louisiana Tech beyond the schedule listing
What beats it

On the spread. Tulane was 11-3 last year with talent the market may be underrating, Army has lost two of four including to Louisiana Tech, the QB status is murky, and getting the field goal plus a hook with Tulane is a fair price.

On the total. Army has allowed 19.8 per game but scored 29 and 24 plus in recent games, the line moved up for a reason, and Army's passing and QB situation could change pace.

Read Buck's full case

Spread.Market-first: the number sits at Army -3 to -3.5 after DraftKings opened -6.5 and shaded down. The strongest explanation is that Tulane's 2025 reputation (11-3) is being discounted for a first-year head coach and only 21 percent of production returning, while Army's 2-2 start includes a one-score loss at Louisiana Tech and a home loss to South Florida. Tulane's offense has scored 18.8 per game, and Army's option attack at Michie Stadium with clear, calm weather suits a home favorite that controls clock. The market is already near a field goal, so the edge is thin.

Total.The total has climbed from 44.5 to 45.5 at the openers to 47.5 to 48.5 now, which is a meaningful move for an Army game. Army's option offense shortens the game, and Tulane has scored 18.8 per game with a first-year staff. Army's own results (21-17, 29-31, 24-28) are mid-scoring, and its 59-3 win came against Bryant. The market move may reflect Army's recent shootouts and Tulane's improved results. I lean under at 47.5 or higher with clear, calm weather offering no help either way, but without verified news this is a lean, not a bet.

More key facts
  • Search provided no totals news or recap for either team

The call, written up

On the spread

Tulane at Army, Army -3.

On the total

Under 48.5. The over case is Army's 60-point game at Louisiana Tech and its defense allowing 503 yards there.

How to read this page

The calls come first on this page: the spread and the total, each a Pick or a Lean, then Ace, Stack and Buck one by one. The market's number, our number and the gap between them sit further down as MODEL CONTEXT: that is the input our analyst panel argued from, not a call of its own. A Pick is our strongest call and goes on the record. A Lean is which way we lean on a game and is not a pick.The meter shows how strongly the panel backs the call. It is not a probability or a hit rate.

The signals and the market

2 independent signals on this game. The tally per side, every angle with its sample size, and the line movement from open to now open with membership. They are research context, never a pick. Membership

Model context

The numbers the panel argued from. Our models price a game, the panel makes the call, and the calls above are the call. Nothing in this block is a call.

Locked line
Tulane +3 · Army -3
the spread we locked at, it does not move
Our model number
Army by 10.1
the calibrated EL CFB rating number
Spread gap
4.6 points
the distance between our model number and the market. Context for the panel, not a call of its own.
Market total
48.5
market total at the model run, Oct 10, 12:38 PM ET
Our total
44.4
EL CFB Totals
Total gap
-4.1
the distance between our model total and the market total. Context for the panel, not a call of its own.

The totals number is a registered candidate that loses to the closing total: across 2,264 held out games it missed the combined score by 12.862 points on average and the closing total missed by 12.635, ahead of us in all 3 of those seasons, so it never posts to the board and never enters the record on its own.

The write-up

The case

Tulane at Army, Army -3.

The total

Under 48.5 (Lean). Under 48.5. The over case is Army's 60-point game at Louisiana Tech and its defense allowing 503 yards there.

written before kickoff, frozen at kickoff

Trends and splits

Descriptive context, every line with the games it counts. Filters like these did not hold up as predictors in our testing, so none of this feeds a call and none of it is a reason a pick wins. Situational splits look back 3 seasons and need at least 8 decided games to be shown at all. Records against the number and on the total join these once our closing-line history is restored; the straight-up splits are live now.

Tulane
  • won 2 of their last 5 (n=5, 2025 to 2026)
  • 10-0 straight up in day divisional games (n=10, 2024 to 2025)
Army
  • won 3 of their last 5 (n=5, 2025 to 2026)
  • 8-1 straight up after a straight up loss (n=9, 2024 to 2026)
The rest of the splits we can compute on this game
Tulane
  • won 7 of their last 10 (n=10, 2025 to 2026)
  • 7-1 straight up in home divisional games (n=8, 2024 to 2025)
  • 7-1 straight up in home night games (n=8, 2024 to 2026)
  • 13-2 straight up at home (n=15, 2024 to 2026)
  • 14-3 straight up in divisional games (n=17, 2024 to 2025)
  • 7-2 straight up in road divisional games (n=9, 2024 to 2025)
  • 10-3 straight up in night games (n=13, 2024 to 2026)
  • 7-4 straight up after a straight up loss (n=11, 2024 to 2026)
  • 12-7 straight up in day games (n=19, 2024 to 2026)
  • 9-7 straight up on the road (n=16, 2024 to 2026)
  • 6-5 straight up in road day games (n=11, 2024 to 2026)
Army
  • won 6 of their last 10 (n=10, 2025 to 2026)
  • 7-1 straight up in road day games (n=8, 2024 to 2026)
  • 7-2 straight up in road divisional games (n=9, 2024 to 2026)
  • 9-3 straight up on the road (n=12, 2024 to 2026)
  • 16-6 straight up in day games (n=22, 2024 to 2026)
  • 8-3 straight up in home day games (n=11, 2024 to 2026)
  • 10-4 straight up at home (n=14, 2024 to 2026)
  • 7-3 straight up in home divisional games (n=10, 2024 to 2026)
  • 14-7 straight up in divisional games (n=21, 2024 to 2026)
  • 12-6 straight up in day divisional games (n=18, 2024 to 2026)
  • 5-4 straight up in night games (n=9, 2024 to 2026)

Conditions at kickoff

Clear. 60F · wind 6 mph

The ratings underneath, and where the numbers come from

The two numbers underneath

TeamEL ratingConference
Tulane -3.813 American Athletic
Army 2.52 American Athletic

Our number includes about 2.5 points of home field. Full board: the power ratings.

Where the numbers come from. Schedules and finals come from the league data we load each night. Lines are the latest capture at DraftKings, FanDuel or BetMGM, with the book named beside every number. Every Pick locks when it posts and grades at that number on the public record. Our number is context; the panel makes the call. Research, never a guarantee. 21+.