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CFB · Week 7 · Fri, Oct 16 · 7:30 PM ET · Yulman Stadium · FINAL Memphis 17, Tulane 31

Memphis at Tulane. Lean: Memphis -6.5. Pick: Under 55.5.

The call

Lean L Spread
Memphis -6.5
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked Tue 5:31pm ET
Memphis 17, Tulane 31
Pick Total WIN
Under 55.5
Ace backs this callStack backs this callBuck backs this call 3 of 3

The panelists

Ace backs this call
The fox
SpreadMemphis -6.5
TotalUnder 55.5
Play toMemphis -7
Play toUnder 55.5
Keys to the game
  • Memphis QB Marcus Stokes has 1,535 passing yards and 16 touchdown passes through six games.
  • Tulane lost 20-17 at Army, with 280 total yards on 52 plays.
  • Tulane is 2-0 at home and hosts Memphis on October 16.
What beats it

On the spread. Tulane's 2-0 home record and a full week to prepare after the Army loss can make this a one-score game, while Memphis' recent offensive production came partly against weaker defenses.

On the total. The forecast is benign, and Stokes has created explosive passing plays. If Memphis supplies a fast start or Tulane's questionable skill players all suit up, the market's upward move can prove justified.

Read Ace's full case

Spread.Market first: Memphis is laying a touchdown because its offense has been markedly more productive, Marcus Stokes is established as the starter, and Tulane enters after another low-output road loss. Memphis has legitimate offensive evidence, but its recent scoring was aided by UT Martin, Charlotte and UAB, while Tulane is unbeaten at Yulman. Our model's Tulane plus 6.2 differs by less than a point from the market and has no demonstrated ATS edge, so it does not create the case. I lean Memphis at the available -7 -105, but the key number and thin verified availability reporting keep this below a bet.

Total.Market first: the total rose from 52.5 to 55.5 across the captured board, an understandable response to Memphis scoring 38.5 points per game and Stokes' productive start. At 55.5, however, Memphis needs to carry much of the burden because Tulane averages 18.4 points and produced only 280 yards at Army. The official Army box score also shows Tulane had only 24:26 of possession, a profile that can constrain its own scoring opportunities. The clear, warm forecast removes a weather-based under case, and Memphis owns enough explosive-play upside to punish a short field or turnovers. I lean under 55.5, not a bet.

Where our number looks wrong.The 6.2 Tulane number likely understates the visible offensive separation, but Memphis has also accumulated much of its scoring against softer opponents.

More key facts
  • Tulane recorded 280 yards, 17 points and 24:26 of possession at Army.
  • Memphis lists Marcus Stokes with 1,535 passing yards and 16 touchdown passes.
  • The forecast calls for mostly clear conditions and about 81 degrees at 7 p.m. in New Orleans.
Stack backs this call
The bull
SpreadMemphis -6.5
TotalUnder 55.5
Play toMemphis -7
Play toUnder 55.5
Keys to the game
  • Army beat Tulane 20-17 on a final second field goal and held Tulane to 280 yards
  • Tulane did not name a starting quarterback before Army; three quarterbacks used through four games
  • Memphis beat UAB 38-13 to move to 5-1, 2-0 in the American; Stokes 164 yards and 2 TD
What beats it

On the spread. Tulane is at home on a Friday night, its defense has kept every game within two scores except Duke, and four of its five games were decided by a field goal or less or by 11 and 14. Memphis lost by 18 at Boise State in its one real road test against a good team and its blowouts came against Charlotte and UAB.

On the total. Memphis has scored 38 or more in four games and a Tulane defense that just gave up 223 rushing yards to one Army runner could be run on by Jaylin Carter. If Tulane turns to a freshman quarterback who takes risks, short fields could push both teams past 28. The market moved two to three points up for a reason.

Read Stack's full case

Spread.Market first: Memphis is 5-1 under first year coach Charles Huff with a transfer quarterback, Marcus Stokes, who has been efficient, and it has beaten Charlotte 59-8 and UAB 38-13 in its last two. Tulane is 2-3 under first year coach Will Hall, scoring 18.4 points per game, and has cycled through three quarterbacks (Chriss-Gremillion, Semonza, freshman Trace Johnson) with no named starter going into Army. It managed 280 yards in a 20-17 loss at Army on Oct 10. A touchdown on the road with a 2.5 home bump is the market saying Memphis is roughly 9 to 10 points better on a neutral field, which fits the form. The lean is Memphis because Tulane's quarterback situation is unsettled and its offense has not scored more than 28 against anyone, and Tulane has also listed two receivers and two running backs as questionable or out.

Total.The total opened 52.5 to 54.5 and has been bet up to 55.5 everywhere, so the market has already absorbed the Memphis scoring run. The over case: Memphis averages 38.5 points and four of its six games went above 55.5. The under case: all five Tulane games finished under 55.5 (totals of 20, 52, 51, 45 and 37), Tulane scores 18.4 per game with an unsettled quarterback and injured backs and receivers, and its defense has allowed 22.6. Our totals model says 50.5, five below the market, though that gap is inside its own error. Weather is mild with light wind, so it is neutral. I lean under at 55.5 because the move up looks driven by Memphis results against weak defenses, but it is a lean against steam, not a bet.

Where our number looks wrong.Our number (Tulane +6.2) is close to the market, but it is built on margins only and cannot see that Tulane has no settled quarterback and a thin, injured skill group. If anything it is a little generous to Tulane; it is not a basis for taking the points.

More key facts
  • Army 20, Tulane 17; Tulane 280 total yards; Army QB Hellums 223 rushing yards
  • Memphis 38, UAB 13 after trailing 13-10 at half
Buck backs this call
The bear
SpreadMemphis -6.5
TotalUnder 55.5
Play toMemphis -7
Play toUnder 55.5
Keys to the game
  • Memphis beat UAB 38-13 behind Carter's rushing, a recent form marker for Memphis
  • Tulane entered the Army game as an underdog and lost 17-20, a preview noted DraftKings had Army as a 3.5 point favorite
What beats it

On the spread. Tulane has top-tier AAC pedigree, home field, and two of its three losses were by 3 and 14 against power opponents. Memphis lost its one road game against a strong opponent by 18. Tulane skill players are listed questionable but undisclosed, and Memphis availability is unchecked. If Tulane's offense ties its best output, Memphis laying a full touchdown is not safe.

On the total. Memphis games average near 59 total points and its offense scored 59 and 38 in the last two. A lead early forces Tulane to throw, and Tulane's questionable skill players may be either out or back, which could swing scoring in either direction. Memphis defense has allowed 21 or more in four of six games.

Read Buck's full case

Spread.Strongest explanation for Memphis -7 on the road: the market is pricing a 5-1 team that averages 38.5 points and has won its last three by 24, 51 and 25 against a 2-3 Tulane side that scores 18.4 per game and lost 3-17 at Duke and 17-20 at Army, with home field and a rated Tulane program history holding the number under a full touchdown cluster. That explanation is mostly sound, so the number looks close to fair. The tilt is a small lean to Memphis because the scoring margin gap between the teams is wide and Tulane's offense has not cleared 28 all year, but Memphis lost 20-38 at Boise State, its one real test on the road against a strong opponent, and a first-year staff at both schools limits what sample results can say. I found no verified news this week that moves the number. The lean is thin and I would not put a normal unit on it.

Total.The total opened at 52.5 to 54.5 and moved up to 55.5 everywhere, so the market has pushed the number up on Memphis's scoring run. That is the strongest explanation for 55.5: Memphis games have totaled 48, 66, 58, 66, 67 and 51, an average near 59. The other side of the case: Tulane games have totaled 20, 52, 51, 45 and 37, an average near 41, and Tulane has scored 24 or fewer in four of five games. If Memphis scores in the 30s as expected, Tulane has to reach the mid 20s to make the over, which its offense has done once this year. The rise from the open also means the over price has absorbed a lot of Memphis's blowout results against Charlotte and UAB. Weather is mild and neutral. This is a small lean to the under, not a bet.

More key facts
  • Captured total of 55.5 at five books, up from opens of 52.5 to 54.5

The call, written up

On the spread

Memphis at Tulane, Memphis -6.5. The news leans Memphis: Marcus Stokes had 1,535 passing yards and 16 touchdowns through six games (University of Memphis, 2026-10-11), and Memphis beat UAB 38-13 on Oct 10. Tulane lost 20-17 at Army the same day with 280 yards, and Will Hall had not named a starting quarterback after a three-way rotation (Roundtable, 2026-10-07). The counter-case: Tulane is 2-0 at home, Memphis lost by 18 at Boise State in its one real road test, and its blowouts came against Charlotte and UAB.

On the total

Under 55.5. The total opened 52.5 to 54.5 and has been bet up to 55.5 at every captured book on the strength of Memphis scoring 38.5 points per game. All five Tulane games finished under this number, with totals of 20, 52, 51, 45 and 37, and Tulane scores 18.4 per game with an unsettled quarterback room and RB J. McClure listed out (Covers, 2026-10-13). Weather is partly cloudy, 82 degrees, light wind. The counter-case: four of six Memphis games went over 55.5.

How to read this page

The calls come first on this page: the spread and the total, each a Pick or a Lean, then Ace, Stack and Buck one by one. The market's number, our number and the gap between them sit further down as MODEL CONTEXT: that is the input our analyst panel argued from, not a call of its own. A Pick is our strongest call and goes on the record. A Lean is which way we lean on a game and is not a pick.The meter shows how strongly the panel backs the call. It is not a probability or a hit rate.

The signals and the market

5 independent signals on this game. The tally per side, every angle with its sample size, and the line movement from open to now open with membership. They are research context, never a pick. Membership

Model context

The numbers the panel argued from. Our models price a game, the panel makes the call, and the calls above are the call. Nothing in this block is a call.

Locked line
Memphis -6.5 · Tulane +6.5
the spread we locked at, it does not move
Our model number
Memphis by 3.7
the calibrated EL CFB rating number
Spread gap
2.8 points
the distance between our model number and the market. Context for the panel, not a call of its own.
Market total
55.5
market total at the model run, Oct 17, 4:08 AM ET
Our total
48.4
EL CFB Totals
Total gap
-7.1
the distance between our model total and the market total. Context for the panel, not a call of its own.

The totals number is a registered candidate that loses to the closing total: across 2,264 held out games it missed the combined score by 12.862 points on average and the closing total missed by 12.635, ahead of us in all 3 of those seasons, so it never posts to the board and never enters the record on its own.

The write-up

The case

Memphis at Tulane, Memphis -6.5. The news leans Memphis: Marcus Stokes had 1,535 passing yards and 16 touchdowns through six games (University of Memphis, 2026-10-11), and Memphis beat UAB 38-13 on Oct 10. Tulane lost 20-17 at Army the same day with 280 yards, and Will Hall had not named a starting quarterback after a three-way rotation (Roundtable, 2026-10-07). The counter-case: Tulane is 2-0 at home, Memphis lost by 18 at Boise State in its one real road test, and its blowouts came against Charlotte and UAB.

The total

Under 55.5 (Pick). Under 55.5. The total opened 52.5 to 54.5 and has been bet up to 55.5 at every captured book on the strength of Memphis scoring 38.5 points per game. All five Tulane games finished under this number, with totals of 20, 52, 51, 45 and 37, and Tulane scores 18.4 per game with an unsettled quarterback room and RB J. McClure listed out (Covers, 2026-10-13). Weather is partly cloudy, 82 degrees, light wind. The counter-case: four of six Memphis games went over 55.5.

written before kickoff, frozen at kickoff

Trends and splits

Descriptive context, every line with the games it counts. Filters like these did not hold up as predictors in our testing, so none of this feeds a call and none of it is a reason a pick wins. Situational splits look back 3 seasons and need at least 8 decided games to be shown at all. Records against the number and on the total join these once our closing-line history is restored; the straight-up splits are live now.

Memphis
  • won 4 of their last 5 (n=5, 2026)
  • won 3 straight
  • 14-2 straight up at home (n=16, 2024 to 2026)
Tulane
  • won 2 of their last 5 (n=5, 2026)
  • 10-1 straight up in day divisional games (n=11, 2024 to 2026)
Over and under splits
  • Tulane games go UNDER 62% at home (n=73)
    total · under · moderate · n=73
    Multi-season split: Tulane at home landed under 62% of 73 gradable games (2013-2025). A genuine venue tendency, one of several reasons to lean under, not a standalone edge.
  • Tulane have gone UNDER in 7 of their last 10
    total · under · lean · n=10
    Tulane's last 10 gradable games landed under 70% vs the consensus total. Streak continuation tested 2013-2025: 49.5% train / 46.4% held-out 2025, it does NOT persist. A real recent pattern, weigh with the matchup, not alone.
  • Wind 15 mph, a passing-game factor
    total · lean
    15+ mph wind tested as an under angle: 53.3% train (n=240) / 47.5% held-out 2025, not validated. Books shade windy totals already. Context only.
The rest of the splits we can compute on this game
Memphis
  • won 5 of their last 10 (n=10, 2025 to 2026)
  • 15-3 straight up in night games (n=18, 2024 to 2026)
  • 9-2 straight up in home night games (n=11, 2024 to 2026)
  • 8-2 straight up in night divisional games (n=10, 2024 to 2026)
  • 7-2 straight up in home divisional games (n=9, 2024 to 2026)
  • 12-6 straight up in divisional games (n=18, 2024 to 2026)
  • 9-5 straight up in day games (n=14, 2024 to 2026)
  • 5-3 straight up after a straight up loss (n=8, 2024 to 2026)
  • 8-5 straight up on the road (n=13, 2024 to 2026)
  • 4-4 straight up in day divisional games (n=8, 2024 to 2026)
  • 4-4 straight up in road divisional games (n=8, 2024 to 2026)
Tulane
  • won 6 of their last 10 (n=10, 2025 to 2026)
  • 7-1 straight up in home divisional games (n=8, 2024 to 2025)
  • 7-1 straight up in home night games (n=8, 2024 to 2026)
  • 13-2 straight up at home (n=15, 2024 to 2026)
  • 14-4 straight up in divisional games (n=18, 2024 to 2026)
  • 10-3 straight up in night games (n=13, 2024 to 2026)
  • 7-3 straight up in road divisional games (n=10, 2024 to 2026)
  • 7-4 straight up after a straight up loss (n=11, 2024 to 2026)
  • 12-8 straight up in day games (n=20, 2024 to 2026)
  • 9-8 straight up on the road (n=17, 2024 to 2026)
  • 6-6 straight up in road day games (n=12, 2024 to 2026)

Conditions at kickoff

Partially cloudy. 82F · wind 15 mph · 7% chance of precipitation

The ratings underneath, and where the numbers come from

The two numbers underneath

TeamEL ratingConference
Memphis 1.284 American Athletic
Tulane -3.813 American Athletic

Our number includes about 2.5 points of home field. Full board: the power ratings.

Where the numbers come from. Schedules and finals come from the league data we load each night. Lines are the latest capture at DraftKings, FanDuel or BetMGM, with the book named beside every number. Every Pick locks when it posts and grades at that number on the public record. Our number is context; the panel makes the call. Research, never a guarantee. 21+.