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CFB · Week 4 · Sat, Sep 26 · 3:30 PM ET · Peden Stadium · FINAL Stonehill 7, Ohio 35

Stonehill at Ohio. Lean: Stonehill +33.5. Lean: Over 52.5.

The call

Lean W Spread
Stonehill +33.5
-105 · DraftKings
Ace backs this callStack backs this callBuck backs this call 3 of 3
locked Thu 5:27pm ET
locked +33.5 · closed +32.5
Stonehill 7, Ohio 35
Lean L Total
Over 52.5
-110 · DraftKings
Ace is against this callStack backs this callBuck backs this call 2 of 3
locked 52.5 · closed 53.5

The panelists

Ace backs this call
The fox
SpreadStonehill +33.5
TotalUnder 52.5
Play toStonehill +33.5
Play toUnder 56.5
Keys to the game
  • Stonehill recorded 161 total yards, 27 rushing yards and three turnovers against UMass.
  • Ohio allowed 266 rushing yards; Walker exited injured, while Poulos and Brune missed the game.
  • Poulos, Brune and Perry carried questionable designations dated September 20.
Ace's case for Stonehill +33.5 and Under 52.5

Spread.The strongest explanation for Ohio laying roughly 33 is the subdivision mismatch: Stonehill generated only 161 yards against UMass, and Ohio's replacement quarterbacks both produced against South Alabama. That supports a substantial favorite even with Poulos uncertain. Our spread model supplies no number, so there is no quantitative disagreement to exploit. My modest preference is Stonehill +33.5 at -105: Ohio's defensive problems extend beyond the scoreboard, with 266 rushing yards conceded last week and additional defensive availability concerns. That makes sustaining a five-touchdown margin less comfortable than the talent gap suggests. However, the captured move from Ohio -34.5 to -33.5 at DraftKings, and -37.5 to -32.5 at FanDuel, has already reduced the underdog's cushion; its cause is unverified. Stonehill's offensive collapse against its first FBS opponent is the decisive counterweight. I would accept the best captured underdog price as a LOW lean, but the remaining advantage is too uncertain for a normal-unit bet.

Total.The market's roughly 43-10 implied score sensibly combines Ohio's talent advantage with limited Stonehill production. The strongest under case is Stonehill's 161-yard FBS debut, plus Ohio's unsettled quarterback situation. Conversely, Ohio's tackling failures, Stonehill's 380-yard passing performance at New Hampshire and productive relief work from Levi Davis give the over credible routes. Sunny kickoff conditions offer no weather-based suppression. Both captured books have already raised their totals two points. I cannot establish which competing effect is mispriced at 52.5 to 53.5. Under is only a conditional direction at 56.5, not a lean supporting today's captured numbers.

Where our number looks wrong.There is no spread projection because Stonehill is unrated. The dossier's first_year_head_coach=false is incorrect: Ohio identifies John Hauser as its first-year head coach. Final-margin ratings also miss Ohio's unsettled quarterback allocation and defensive availability. These omissions increase uncertainty; they do not establish a numerical ATS edge.

What beats it

On the spread. Ohio's defensive difficulties came against FBS opposition. Stonehill averaged just 2.7 yards per play at UMass and committed three turnovers. If Ohio's questionable players return and Vezza or Davis sustains last week's production, repeated short fields could produce a comfortable cover without exceptional offensive efficiency.

On the total. The over can win through Ohio explosive plays and short fields, or Stonehill exploiting Ohio's poor tackling. Ohio scored 36 despite missing Poulos and Brune, so their absence cannot automatically justify an under adjustment. Conversely, Stonehill could contribute very little while Ohio's comfortable lead reduces late possessions.

More key facts
  • Ohio explicitly identifies John Hauser as its first-year head coach.
  • SportsbookReview displayed 55% Stonehill spread consensus and 70% over consensus when opened; underlying sample and methodology were not verified.
  • Stonehill's first FBS game produced 161 yards on 59 offensive plays.
  • Stonehill's preview reports O'Connell's 380 passing yards and four touchdowns against New Hampshire.
  • Ohio reports Vezza and Davis each threw two touchdowns in the 41-36 loss at South Alabama.
  • The week-four press-conference report describes Poulos recovering and uncertainty over Ohio's quarterback choice.
Stack backs this call
The bull
SpreadStonehill +33.5
TotalOver 52.5
Play toStonehill +33.5
Play toOver 52.5
Keys to the game
  • Ohio's QB picture unsettled: Poulos hurt, Vezza started at South Alabama, freshman Levi Davis produced 121 yards and 2 TDs in relief; staff evaluating all options
  • Ohio 1-2 under first-year HC John Hauser; lost 41-36 at South Alabama allowing 266 rush yards; injuries to Poulos, Vezza, RB Duncan Brune and top defender DJ Walker noted
  • Stonehill (FCS/NEC) fell 36-14 at UMass; QB Jack O'Connell 10-of-21, 69 yards
Stack's case for Stonehill +33.5 and Over 52.5

Spread.Our spread model produces no number here (Stonehill is an unrated FCS side) and has no proven ATS edge, so this is a market read. The strongest case for Ohio near -33 is a talent chasm: a MAC team at home against a bottom-tier NEC program that just lost 36-14 at UMass. But the number has been bought down hard, FanDuel opened -37.5 and sits -32.5, DK -34.5 to -33.5, and Ohio's own situation is messy: first-year staff, a three-way QB rotation after Poulos's injury, RB Brune and WR Perry listed questionable, slow starts in back-to-back games, and a run defense that yielded 266 rush yards to South Alabama. That argues Stonehill can hang around long enough to backdoor a 33-point number, and the market is drifting that way. It is a real lean on the points, not a bet: FCS blowout margins are high-variance, garbage-time scores swing both ways, and I have no verified injury edge. I would take Stonehill at the current best number as a lean only.

Total.The stronger, independent signal is Ohio's actual profile: its three games have produced 70, 56 and 77 combined points (avg ~68), it scores 28.7 per game while allowing 39, and it has surrendered chunk plays and 266 rush yards in a single game. The number has also climbed at both books (DK 50.5 to 52.5, FanDuel 51.5 to 53.5), money leaning over. Against that, a lopsided FCS blowout invites a second-half running clock and backups that can strangle scoring, and SportsGrid's model actually projects the under. Weather is benign (clear, 71F, 6 mph). Real over lean at DK 52.5, not a bet given the blowout-script risk and no proven totals edge.

Where our number looks wrong.No number is produced because the FCS side is unrated, and the model reads no injuries; it cannot see Ohio's QB rotation, questionable RB/WR, or the 5-point market move toward the dog. It is context only, not usable for this side.

What beats it

On the spread. Ohio is far more talented, at home, and motivated to build offensive rhythm before MAC play; a first-half separation and a running clock can bury an FCS opponent by 40-plus regardless of who plays QB. If the healthiest lineup takes the field and Stonehill's offense (69 yards passing at UMass) stalls, -33 covers comfortably and the lean loses.

On the total. If Ohio pulls away early, a running clock and second-string reps on both sides can suppress scoring, and Stonehill's offense (69 passing yards at UMass) may not hold up its share of the total. A 45-10 type final stays well under 52.5, which is exactly why this is a lean rather than a unit.

More key facts
  • Ohio's 2026 results (21-49, 29-27, 36-41) produced combined totals of 70, 56 and 77 points
  • SportsGrid market model projects Ohio to win by 30 and picks Under 53.5
Buck backs this call
The bear
SpreadStonehill +33.5
TotalOver 52.5
Play toStonehill +33.5
Play toOver 52.5
Keys to the game
  • Ohio QB Nick Poulos suffered a helmet-to-helmet hit vs Jacksonville State in Week 2 and missed Week 3 at South Alabama; RB Duncan Brune also left Week 2 with an apparent hand injury and missed Week 3.
  • Ohio allowed 266 rush yards and blew a 24-7 halftime lead in a 41-36 loss at South Alabama in Week 3; Poulos, Brune and LB Charlie Christopher were ruled out for that game.
  • Backup QB Matt Vezza started Ohio's Week 3 loss (12/16, 113 yds, 2 TD, 1 INT passing; 9 carries, 46 yds rushing); Hauser's Week 4 presser gave no update on Poulos's status for Stonehill.
Buck's case for Stonehill +33.5 and Over 52.5

Spread.The market's -32.5/-33.5 number already reflects a steep discount from open (FanDuel moved -37.5 to -32.5, a 5-point shift toward Stonehill) driven by verified facts: Ohio has allowed 39.0 ppg through three games, including 266 rush yards and a blown 24-7 halftime lead in last week's 41-36 loss at South Alabama (Athens Messenger, 9/19). Starting QB Nick Poulos has missed two straight games after a helmet-to-helmet hit vs Jacksonville State, backup Matt Vezza started Week 3, and Hauser's 9/22 presser gave no clarity on who starts Saturday. RB Duncan Brune (hand) and OL starter CJ Dawson II have also been out. Our own db still lists Poulos, Brune and WR Perry questionable as of 9/24. Even discounting for Stonehill's own offensive futility (19 ppg, held to 6 and 14 points twice), getting 32.5-33.5 against a favorite that can't stop the run and has real, unresolved lineup uncertainty is value the market hasn't fully closed. I hold this as a lean, not a bet, because Saturday's QB/RB availability is unresolved.

Total.The total moved from 50.5/51.5 at open to 52.5/53.5 now, tracking the same defensive-weakness narrative as the spread. Both defenses have been porous: Ohio allows 39.0 ppg (266 rush yards last week alone), and Stonehill allows 26.3 ppg, including 36 to UMass and 42 to New Hampshire. Ohio's offense (28.7 ppg) should move the ball on Stonehill's defense regardless of who plays QB, and a leaky Ohio defense gives Stonehill's punchless offense (19 ppg) more room than usual. That argues for the over. Counter-case: Stonehill has been shut out for long stretches this season (6 points vs Bryant, 14 vs UMass), and a first-year HC managing a 30+ point lead may pull starters and shorten the game, capping scoring below the number. I lean over but hold it as a lean given real game-script uncertainty.

What beats it

On the spread. Stonehill's offense has been held to single scores twice this year (6 vs Bryant, 14 vs UMass) against competition no better than Ohio's shaky defense, and a healthy Ohio (Poulos back) could still blow this open regardless of the last two weeks' defensive struggles; if Poulos and Brune play Saturday, this number looks fair or even short for Ohio.

On the total. A 30+ point Ohio favorite with a first-year head coach may pull starters or run the clock once the game is decided, and Stonehill has shown it can be held scoreless for long stretches this season, which could keep this under the number regardless of either defense's season-long leakiness.

More key facts
  • Stonehill is 1-3 (1-0 NEC): lost at Bryant 6-24 (Wk1), beat New Haven 21-3, lost at New Hampshire 35-42 (Wk2), lost at UMass 14-36 (Wk3).
  • Current market: Ohio -32.5 (FanDuel, -110) / -33.5 (DraftKings, -115); total 53.5 (FanDuel) / 52.5 (DraftKings), both -110.
  • Ohio allowed 266 rush yards and blew a 24-7 halftime lead in a 41-36 loss at South Alabama in Week 3.
  • Stonehill is 1-3: lost at Bryant 6-24 (Wk1), beat New Haven 21-3, lost at New Hampshire 35-42 (Wk2), lost at UMass 14-36 (Wk3).
  • Current market total: 52.5 at DraftKings, 53.5 at FanDuel, both -110 either side.

The call, written up

On the spread

Stonehill at Ohio, Ohio -33.5. The market has already bought this number down sharply, with Ohio's number falling from -34.5 to -33.5 at DraftKings and from -37.5 to -32.5 at FanDuel since it opened. The case centers on Ohio's own instability: quarterback Nick Poulos has missed two straight games, backup Matt Vezza started in his place, and Ohio's coach gave no clarity on this week's starter; running back Duncan Brune has also been out. Ohio's defense allowed 266 rushing yards and blew a 24-7 halftime lead in a 41-36 loss to South Alabama last week. Our own spread model has no number here since Stonehill is an unrated FCS side, so there is no model disagreement to weigh. The counter-case: Stonehill managed only 161 yards in its lone game against an FBS opponent, and a healthier Ohio could still cover comfortably. No panel graded this a bet, only a lean. Take Stonehill +33.5 at -105 (DraftKings).

On the total

Over 52.5. The number has risen since open, from 50.5 to 52.5 at DraftKings and 51.5 to 53.5 at FanDuel. Weather is clear and not expected to be a factor. The dissenting panel's case is that a lopsided Ohio favorite may pull starters and shorten the game. Take the Over 52.5 at -110 (DraftKings).

How to read this page

The calls come first on this page: the spread and the total, each a Pick or a Lean, then Ace, Stack and Buck one by one. The market's number, our number and the gap between them sit further down as MODEL CONTEXT: that is the input our analyst panel argued from, not a call of its own. A Pick is our strongest call and goes on the record. A Lean is which way we lean on a game and is not a pick.The meter shows how strongly the panel backs the call. It is not a probability or a hit rate.

Model context

The numbers the panel argued from. Our models price a game, the panel makes the call, and the calls above are the call. Nothing in this block is a call.

Locked line
Stonehill +33.5 · Ohio -33.5
the spread we locked at, it does not move
Our model number
unrated
the calibrated EL CFB rating number
Spread gap
both numbers are needed for a gap
Market total
53.5
market total at the model run, Sep 26, 12:38 PM ET
Our total
60.7
EL CFB Totals
Total gap
+7.2
the distance between our model total and the market total. Context for the panel, not a call of its own.

The totals number is a registered candidate that loses to the closing total: across 2,264 held out games it missed the combined score by 12.862 points on average and the closing total missed by 12.635, ahead of us in all 3 of those seasons, so it never posts to the board and never enters the record on its own.

The write-up

The case

Stonehill at Ohio, Ohio -33.5. The market has already bought this number down sharply, with Ohio's number falling from -34.5 to -33.5 at DraftKings and from -37.5 to -32.5 at FanDuel since it opened. The case centers on Ohio's own instability: quarterback Nick Poulos has missed two straight games, backup Matt Vezza started in his place, and Ohio's coach gave no clarity on this week's starter; running back Duncan Brune has also been out. Ohio's defense allowed 266 rushing yards and blew a 24-7 halftime lead in a 41-36 loss to South Alabama last week. Our own spread model has no number here since Stonehill is an unrated FCS side, so there is no model disagreement to weigh. The counter-case: Stonehill managed only 161 yards in its lone game against an FBS opponent, and a healthier Ohio could still cover comfortably. No panel graded this a bet, only a lean. Take Stonehill +33.5 at -105 (DraftKings).

Recorded price

draftkings: Stonehill +33.5 at -105, verified 2026-09-24T21:27:11.065Z.

The total

Over 52.5 (Lean). Over 52.5. The number has risen since open, from 50.5 to 52.5 at DraftKings and 51.5 to 53.5 at FanDuel. Weather is clear and not expected to be a factor. The dissenting panel's case is that a lopsided Ohio favorite may pull starters and shorten the game. Take the Over 52.5 at -110 (DraftKings).

written before kickoff, frozen at kickoff

Trends and splits

Descriptive context, every line with the games it counts. Filters like these did not hold up as predictors in our testing, so none of this feeds a call and none of it is a reason a pick wins. Situational splits look back 3 seasons and need at least 8 decided games to be shown at all. Records against the number and on the total join these once our closing-line history is restored; the straight-up splits are live now.

Stonehill
  • won 2 of their last 5 (n=5, 2025 to 2026)
  • 2-11 straight up in road day games (n=13, 2024 to 2026)
Ohio
  • won 3 of their last 5 (n=5, 2025 to 2026)
  • 13-0 straight up at home (n=13, 2024 to 2026)
The rest of the splits we can compute on this game
Stonehill
  • won 3 of their last 10 (n=10, 2025 to 2026)
  • 3-13 straight up on the road (n=16, 2024 to 2026)
  • 5-18 straight up in day games (n=23, 2024 to 2026)
  • 3-10 straight up on the road after a straight up loss (n=13, 2024 to 2026)
  • 5-13 straight up in day games after a straight up loss (n=18, 2024 to 2026)
  • 4-10 straight up in day divisional games (n=14, 2024 to 2026)
  • 4-10 straight up in divisional games (n=14, 2024 to 2026)
  • 6-14 straight up after a straight up loss (n=20, 2024 to 2026)
  • 3-7 straight up at home (n=10, 2024 to 2026)
  • 3-6 straight up in home day games (n=9, 2024 to 2025)
  • 4-7 straight up in divisional games after a straight up loss (n=11, 2024 to 2026)
Ohio
  • won 7 of their last 10 (n=10, 2025 to 2026)
  • 8-0 straight up after a straight up loss (n=8, 2024 to 2026)
  • 8-0 straight up at home after a straight up loss (n=8, 2024 to 2026)
  • 8-0 straight up in home day games (n=8, 2024 to 2025)
  • 8-0 straight up in home divisional games (n=8, 2024 to 2025)
  • 14-3 straight up in divisional games (n=17, 2024 to 2025)
  • 9-2 straight up in day divisional games (n=11, 2024 to 2025)
  • 13-5 straight up in day games (n=18, 2024 to 2026)
  • 8-4 straight up in night games (n=12, 2024 to 2026)
  • 5-9 straight up on the road (n=14, 2024 to 2026)
  • 3-5 straight up in road day games (n=8, 2024 to 2026)
  • 5-3 straight up in road divisional games (n=8, 2024 to 2025)

Conditions at kickoff

Clear. 69F · wind 8 mph

The ratings underneath, and where the numbers come from

The two numbers underneath

TeamEL ratingConference
Stonehill unrated NEC
Ohio -6.162 Mid-American

Our number includes about 2.5 points of home field. Full board: the power ratings.

Where the numbers come from. Schedules and finals come from the league data we load each night. Lines are the latest capture at DraftKings, FanDuel or BetMGM, with the book named beside every number. Every Pick locks when it posts and grades at that number on the public record. Our number is context; the panel makes the call. Research, never a guarantee. 21+.